FinBitSummaryResponse
{
"bank_account": {
"accountName": "string",
"jointHolderName": [
"string"
],
"accountNumber": "string",
"bankName": "string",
"accountType": "string",
"statementUpload": "string",
"mobile": "string",
"email": "string",
"pan": "string",
"currentBalance": 0,
"address": "string",
"relationshipWithBank": "string",
"ifsc": "string"
},
"sanctionedAmount": 0,
"missingMonths": [
"string"
],
"monthWiseAnalysis": {
"monthlyAvgBal": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"maxBalance": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"minBalance": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"cashDeposit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"cashWithdrawals": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"chqDeposit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"chqIssues": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"nonCashCredit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"credits": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"debits": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"inwBounce": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"outwBounce": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"penaltyCharges": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"interestPaid": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"overdrawnPeriod": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"ecsOrNach": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"peakUtilization": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"averageUtilizationOD_CC": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"totalNetDebit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"totalNetCredit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"interestReceived": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"selfWithdraw": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"selfDeposit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"neftReturn": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"interestServiceDelay": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"loanRepayment": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"emiMoratorium": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"inwardChequeBouncePercentage": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"inwardBouncePercentage": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"maxCreditGap": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"loanCredit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"creditCardPayment": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"debitInternalTransaction": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"creditInternalTransaction": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"minCredits": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"maxCredits": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"salary": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"nonSalaryCredit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"expense": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"bankCharges": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"digitalTransfer": {
"digitalTransferDebit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
},
"digitalTransferCredit": {
"average": 0,
"monthlyDetails": [
{
"monthYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"total": 0,
"value": 0
}
],
"total": 0,
"totalValue": 0
}
}
},
"openingAndClosingBalance": [
{
"monthAndYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"openingBalance": 0,
"closingBalance": 0
}
],
"incomePerMonth": [
{
"date": "2019-08-24T14:15:22.123Z",
"amount": 0,
"description": "string",
"salary": true,
"bank": "string"
}
],
"incomes": [
{
"amount": 0,
"balanceAfterTransaction": 0,
"bank": "string",
"category": "string",
"date": "2019-08-24T14:15:22.123Z",
"description": "string",
"salary": true,
"salaryCheck": true,
"mode": "string",
"monthAndYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"partyName": "string",
"purpose": "string",
"total": 0,
"transactionType": "string"
}
],
"expensePerMonth": [
{
"amount": 0,
"bank": "string",
"category": "string",
"date": "2019-08-24T14:15:22.123Z",
"description": "string",
"merchantType": "string",
"mode": "string",
"monthAndYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"partyName": "string",
"purpose": "string",
"total": 0
}
],
"message": "string",
"eodBalancePerMonth": [
{
"monthAndYear": {
"year": 0,
"month": "JANUARY",
"monthValue": 0,
"leapYear": true
},
"minBalance": 0,
"maxBalance": 0,
"averageBalance": 0,
"bank": "string"
}
],
"loanRepaymentInstances": [
{
"amount": "string",
"balanceAfterTransaction": 0,
"bank": "string",
"category": "string",
"dateTime": "2019-08-24T14:15:22.123Z",
"description": "string",
"merchantType": "string",
"partyName": "string",
"transactionSubCategory": "string",
"transactionType": "string"
}
],
"bounceTransactions": {
"inwardChequeOrEcsBounceMonthwise": {
"property1": [
{
"date": "string",
"amount": 0,
"description": "string",
"balance": 0,
"category": "string",
"transactionSubCategory": "string",
"remark": "string",
"transactionType": "string",
"bank": "string"
}
],
"property2": [
{
"date": "string",
"amount": 0,
"description": "string",
"balance": 0,
"category": "string",
"transactionSubCategory": "string",
"remark": "string",
"transactionType": "string",
"bank": "string"
}
]
},
"outwardChequeBounceMonthwise": {
"property1": [
{
"date": "string",
"amount": 0,
"description": "string",
"balance": 0,
"category": "string",
"transactionSubCategory": "string",
"remark": "string",
"transactionType": "string",
"bank": "string"
}
],
"property2": [
{
"date": "string",
"amount": 0,
"description": "string",
"balance": 0,
"category": "string",
"transactionSubCategory": "string",
"remark": "string",
"transactionType": "string",
"bank": "string"
}
]
}
},
"dailyEODBalance": {
"property1": {
"property1": [
{
"openingBalance": 0,
"closingBalance": 0
}
],
"property2": [
{
"openingBalance": 0,
"closingBalance": 0
}
]
},
"property2": {
"property1": [
{
"openingBalance": 0,
"closingBalance": 0
}
],
"property2": [
{
"openingBalance": 0,
"closingBalance": 0
}
]
}
},
"topFiveFundsTransfer": {
"property1": [
{
"amount": 0,
"description": "string",
"category": "string"
}
],
"property2": [
{
"amount": 0,
"description": "string",
"category": "string"
}
]
},
"topFiveFundsReceived": {
"property1": [
{
"amount": 0,
"description": "string",
"category": "string"
}
],
"property2": [
{
"amount": 0,
"description": "string",
"category": "string"
}
]
},
"transactions": [
{
"amount": 0,
"balanceAfterTransaction": 0,
"bank": "string",
"category": "string",
"dateTime": "2019-08-24",
"description": "string",
"merchantType": "string",
"partyName": "string",
"remark": "string",
"transactionNumber": "string",
"transactionSubCategory": "string",
"type": "string",
"valueDate": "2019-08-24"
}
],
"fraudAnalytics": {
"result": [
{
"category": "string",
"rule": "string",
"ruleId": "string",
"ruleName": "string",
"status": "string"
}
],
"summary": [
{
"ruleId": "string",
"rule": "string",
"detail": [
{
"amount": 0,
"balanceAfterTransaction": 0,
"dateTime": "2019-08-24",
"description": "string",
"firstLevelCategory": "string",
"remark": "string",
"secondLevelCategory": "string",
"transactionNumber": "string",
"type": "string",
"valueDate": "2019-08-24"
}
]
}
],
"status": "string",
"fraudAnalyticStatus": {
"status": "string",
"reason": "string"
}
},
"error": "string"
}